PHONE: (541) 305-6837

Medicare Plans in

Lincoln County,

Oregon - 2026

Big changes are coming to Medicare in 2026 - we’re here to help you make sense of it all.

Medicare guidance with patience,

confidence and trust.

In Lincoln County, Oregon, roughly 5,000 Medicare Advantage members will need to look at new options for 2026. Samaritan Health Plans has announced it will exit the Medicare

Medicare guidance with dignity,

patience and trust.

Because choosing a plan shouldn’t feel rushed — it should feel right.

2026 - Plan changes affecting Lincoln County Residents

In Lincoln County, roughly 5,000 Medicare Advantage members will need to look at new options
Samaritan Health Plans announced it's exit from the Lincoln County Medical Advantage Market
Beginning in 2026 they will no longer be offering their plans to Lincoln County residents
If you currently have a Samaritan MA plan, you'll need to review your options
It's important to act during the Annual Enrollment Period (AEP)
Stay informed about Special Enrollment Periods (SEP) and changes to your plan

Deciding between Original Medicare, Medigap (Supplemental) and Medicare Advantage? We can help.

We help Lincoln County residents understand which option fits their doctors, prescriptions, and lifestyle best.

Devoted Health MA

Devoted Health is now the primary Medicare Advantage insurer in Lincoln County for 2026. These MA plans wrap Original Medicare together with Part D drug coverage and extra benefits (varies by plan).

Supplemental (Medigap) + Part D

If you prefer Original Medicare and want supplemental coverage, you can choose a Medigap (Medicare Supplement) policy plus a standalone Part D drug plan. If your MA plan provider has left your service area you are entitled to a Special Enrollment Period (SEP) which allows you GUARANTEED ISSUE to Medigap without medical underwriting. For individuals with health concerns this can be a beneficial approach.

Original Medicare

You can remain on (or choose) Original Medicare (Parts A & B) with or without an MA or Medigap plan. You can add a Part D drug plan and perhaps a Medigap policy to fill cost gaps.

Let's Make This Easy.

No extra cost to you - ever. Medicare costs are the same with or without an agent's help
Personalized guidance for the same price you would pay on your own
Year round support from a certified Medicare agent you know and trust
Compare and contrast multiple carriers
Stay informed about Special Enrollment Periods and changes to your plan

Lets Make This Easy

No extra cost to you - ever. Medicare costs are the same with or without an agent's help.
Personalized guidance for the same price you would pay on your own.
Year round support from a certified Medicare agent you know and trust.
Compare and contrast multiple carriers.
Stay informed about Special Enrollment Periods and changes to your plan.

ACA PLANS

Whether you’re self-employed, between jobs, or just looking for better coverage, ACA health plans offer flexibility and peace of mind when you need it most.

ACA Health Plans in Oregon: Smart Coverage for Every Stage of Life

Choosing the right ACA Plan can feel complex—but it doesn’t have to be.

At Regal Health & Retirement, we help individuals and families explore the best options under the Affordable Care Act (ACA) so you can make sense of the shifting landscape and feel confident in your choice.

Subsidies (premium tax credits) are available—and they can make ACA Plans far more affordable
Premiums have gone up in Oregon’s individual market for many plans
Year round support from an agent you know and trust
Compare and contrast multiple carriers
Stay informed about Special Enrollment Periods and changes to your plan

GROUP HEALTH

Strategic Plans. Superior Service. Sustainable Value.

At Regal Health & Retirement, we partner with business owners to cut through the complexity of group health coverage so you can focus on running your company. From designing a benefits package that aligns with your budget and workforce size to guiding you through carrier selection, cost-sharing strategies, and regulatory compliance (such as ACA—Affordable Care Act—requirements), we’ve got you covered.

Our goal is to make the process seamless: we help you evaluate plan types, structure employee contributions, handle enrollment logistics, and set up efficient administration. By doing so, we deliver a benefits program that helps you attract and retain talent, manage costs, and ensure your employees feel supported with quality health plan options.

Life Insurance and Retirement

Life Insurance and IUL's

Designing plans that protect families and transform unproductive dollars into purposeful, tax-advantaged assets.

Many people have money sitting idle — earning little, exposed to taxes, or tied up in accounts that aren’t aligned with their long-term goals. Learn what strategies you can use to reposition that dormant capital to work smarter

— without taking on unnecessary risk. From IUL's to single pay Modified Endowment Contracts, we've got you covered.

Excess cash sitting in savings or CDs
Old workplace plans (401k/403b/457), IRAs that haven’t been rebalanced
Cash in brokerage accounts; overlapping funds with high fees
Money Market Accounts vulnerable to interest rate changes
Oversized checking and savings accounts beyond real emergency funds
EE/I Savings Bonds >30 years old

Annuities

Building Predictable Income and Financial Confidence

Retirement isn’t just about what you’ve saved — it’s about what you can rely on.
Annuities create structure in a world of uncertainty, turning part of your nest egg into dependable income you can’t outlive.

At Regal Health & Retirement, we help you understand how annuities fit into a broader retirement plan — so you can move from “hoping your money lasts” to knowing how your income will flow.

Meet Angelo Regalbuto

Navigating health and retirement decisions can feel overwhelming — but it doesn’t have to be. Whether it’s choosing the right Medicare plan, securing lifelong coverage, or planning ahead for a peaceful retirement, I’m passionate about turning confusion into confidence.

I take pride in listening first — understanding what truly matters to you — and then simplifying the path forward. My approach is built on patience, transparency, and education, so you always feel informed and supported, never pressured.

Because when it comes to your health and future, you deserve more than just options — you deserve peace of mind.

Lic. # 21755741

Innovation

Fresh, creative solutions.

Integrity

Honesty and transparency.

Excellence

Top-notch services.

PHONE: (541) 305-6837

LIC. # 21755741

Regal Health & Retirement is not affiliated with or endorsed by the U.S. government or Medicare. We may not offer all plans in your area. ACA plans are offered through the Health Insurance Marketplace. Product availability varies by carrier and state. Life insurance and annuity products are issued by third-party carriers. Guarantees are based on the claims-paying ability of the issuing company.